Why pay $9.99 for Microsoft 365 Personal when Office Home 2024 is $5

Save about $60 a year. Per month, in US dollars, one-time purchase, spread over 3 years, one PC or Mac. Prices checked Oct 25, 2026 on the official sites.

What you still get

Desktop Word, Excel and PowerPoint, paid once for a single PC or Mac.

What you miss

OneDrive cloud storage, AI features and Office on several devices with a subscription.